Disclaimer

    Earnings Disclaimer

    Effective Date: January 15, 2026

    Last Updated: January 20, 2026

    Overview

    We’re genuinely here to help- AND we want to be transparent.

    This Earnings & Results Disclaimer applies to Gloria Zhang & Associates Ltd. (“Company,” “we,” “us,” or “our”) and all offerings through gloriazhang.com and paidtoheal.com (the “Sites”).

    1) YOUR RESULTS ARE YOURS

    Business results vary widely, and what works for one person may not work for another. We do not guarantee income, revenue, profit, client volume, conversion rates, advertising performance, business growth, or any specific outcomes. Any statements about potential results are expressions of opinion and experience, not promises.

    2) RESULTS DEPEND ON MANY FACTORS

    Your results depend on factors including (but not limited to) your background, skills, experience, effort, consistency, decision-making, niche, pricing, offer quality, market conditions, ad spend, platform policies, and external events.

    3) DONE-FOR-YOU SERVICES: DELIVERABLES VS. OUTCOMES

    For “done-for-you” or implementation services, we may provide specific deliverables (e.g., funnels/pages, email sequences, automations, analytics/pixel setup, ad assets, copy, strategy, technical setup) as described in your order form, scope of work, or agreement.

    We can guarantee only the delivery of the agreed deliverables—NOT business outcomes such as revenue, leads, or client acquisition.

    4) TESTIMONIALS, CASE STUDIES, AND EXAMPLES

    Any examples, case studies, or testimonials represent individual experiences and are not necessarily typical. You should not assume you will achieve the same outcomes.

    When specific results are referenced, they relate to specific circumstances at a particular time.

    5) MARKETING & ADVERTISING DISCLOSURE

    Nothing in our content or Services is intended to be an earnings claim or guarantee unless expressly stated in writing with appropriate supporting information. You are responsible for conducting your own due diligence before making business or financial decisions.

    6) NOT A BUSINESS OPPORTUNITY

    Our Services are educational/coaching/consulting and/or implementation services. We do not sell a franchise or employment opportunity, and we do not guarantee that you will earn money.

    7) QUESTIONS

    Gloria Zhang & Associates Ltd.

    support@gloriazhang.com

    C/O: 3860 4th Line, Bradford, ON L3Z 0Y7, Canada